DISCLAIMER ON THE CONTENTS OF ARTHA WEBSITE

Privacy Policy

This Privacy Policy governs the manner in which Artha Group and its subsidiaries, partners, agents and affiliates collect, use, maintain and disclose information collected from users of our website and microsites.

In our endeavor and commitment of protecting your personal information, we have designed this comprehensive privacy policy. This is to keep your interests and information safe on our website.

Personal identification information:

We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, subscribe to the newsletter, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number. Users may, however, visit our Site anonymously. Users can always refuse to supply personal identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information:

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means the type of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

How we use collected information:

We may collect and use User’s personal information for the following purposes:

> To improve customer service

> To personalize User experience

> To improve our Site: We may use feedback provided by the User/s to improve our products and services

> To send the User/s information they agreed to receive about topics of interest to them

> To send periodic emails

We may use the email address to respond to the inquiries, questions, and/or other requests of User's. If User's decide to opt to be part of our mailing list, then the User's will receive emails about company news, updates, related product or service information, etc. If at any time the User's would like to unsubscribe from receiving future emails, they may do so by contacting us via our Site.

Sharing personal information of Users:

We do not sell, trade, or rent User’s personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding User's with our subsidiaries, our business partners, trusted affiliates and advertisers for the purposes outlined above.

User information: By using our website, you agree to abide by the rules laid out by us and consent to collection and use of all such information that you may furnish to, or through, our website. In some cases, while you visit our website, you may not need to provide any personal information. But in certain instances, we must have your personal information in order for us to grant you access to some of the links or sites. Such links/ pages may ask for your name, e-mail address, phone number etc. The information furnished by you is used to provide relevant products and services and to acknowledge receipt of your communication or to send out information and updates to you. You have option of requesting removal from our mailing list. We do not give away your personal information to any third party.

Updation of privacy policy: This privacy policy is subject to undergo change and review at sole discretion of us without any prior notice or approval. So to keep yourself updated on the changes introduced, please keep visiting and reviewing the terms and conditions of this privacy policy. The User's hereby acknowledge and agree that it is their responsibility to review this privacy policy periodically and become aware of modifications.

Cookies: To improve the responsiveness of the Sites for our Users, we may use "cookies", or similar electronic tools to collect Information to assign each visitor a unique, random number as a User Identification (User ID) to understand the User's individual interests using the identified computer or device. Unless you voluntarily identify yourself (through registration, for example), we will have no way of knowing who you are, even if we assign a cookie to your computer or device. The only personal information a cookie can contain is information you supply. A cookie cannot read data off your hard drive or device. Our advertisers may also assign their own cookies to your browser (if you click on their ads etc.), a process that we do not control. We receive and store certain types of Information whenever you interact with us via Site or Service through your computer/laptop/netbook or mobile/tablet/pad/handheld device etc.

Opting out If a User opts out using the Ads Settings, the unique DoubleClick cookie ID on the User's browser is overwritten with the phrase "OPT_OUT". Because there is no longer a unique cookie ID, the opt-out cookie can't be associated with a particular browser.

Log File Information We automatically collect limited information about your computer's connection to the Internet, mobile number, including your IP address, when you visit our site, application or service. Your IP address is a number that lets computers attached to the Internet know where to send you data -- such as the pages you view. We automatically receive and log information from your browser, including your IP address, your computer's name, your operating system, browser type and version, CPU speed, and connection speed. We may also collect log information from your device, including your location, IP address, your device's name, device's serial number or unique identification number (e.g. UDiD on your iOS device), your device operating system, browser type and version, CPU speed, and connection speed etc.

Clear GIFs We may use "clear GIFs" (Web Beacons) to track the online usage patterns of our Users in an anonymous manner, without personally identifying the User. We may also use clear GIFs in HTML-based emails sent to our Users to track which emails are opened by recipients. We use this information to inter-alia deliver our web pages to you upon request, to tailor our Sites or Service to the interests of our users, to measure traffic within our Sites to improve the quality, functionality and interactivity of our Sites.